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The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) requires organizations with more than 20 employees to offer continuation of health insurance benefits upon a "qualifying event."


Qualifying Event Period of Coverage
Terminating employee and/or enrolled dependents Up to 30 months
Employee whose hours have been reduced to below eligibility level Up to 30 months
Leave of absence without pay Up to 30 months
Terminating employee and/or enrolled dependent who is determined by Social Security to be permanently disabled or who becomes permanently disabled within 60 days of event Up to 29 months
Enrolled dependent of deceased employee Up to 36 months
Divorced/legally separated spouse and/or enrolled dependents Up to 36 months
Enrolled dependent who no longer qualifies as a dependent Up to 36 months

Health coverage form

2023-2024 Rates

COBRA Medical Insurance

COBRA Dental Insurance

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For more information, contact the HR Employee Resource Center: