The Department of Education has released the interest rates for federal student loans originated between July 1, 2025 and June 30, 2026. Federal direct loans for graduate students will bear an interest rate of 7.94% and graduate PLUS loans will bear an interest rate of 8.94%. These rates are slightly lower than the current rates of 8.08% and 9.08%. These new rates will apply for loans for the upcoming 2025-2026 academic year.
Author: Christopher S Bandish
Protect Your Loan Information
FINANCIAL NEWS
Given the current uncertainty surrounding the Department of Education and student loan repayment, we recommend that you log into studentaid.gov and download a copy of your information. This is a precautionary measure to ensure that you have access to your financial records in case of any changes or disruptions. Even if nothing changes, it’s not guaranteed that any of the loan servicers will keep perfect records. It is always a good idea to have copies of your information in case of a dispute. We have included a link to an article that provides more information on this recommendation. If you have any questions or concerns, please don’t hesitate to reach out to me.
Graduation Resources
As we move closer and closer to graduation, we wanted to share with you some important information about what your first steps look like after you leave the health center. The AAMC has provided a comprehensive guide to repayment, refinancing, forgiveness and financial planning for students who are graduating from both medical and dental school. We have linked this resource here. Please take some time to read and start making plans for what to do next.
If you have questions or need help please reach out to our office and schedule an appointment to meet with our staff. We can meet with your in person or virtually as your schedule permits.