Student Consumer Information

The Higher Education Opportunity Act (HEOA) of 2008 requires disclosure of policies that can affect students in colleges and universities. The following information is disclosed to you as a student at the University of Connecticut in compliance with this federal law. Disclosures on additional topics are available at http://heoa.uconn.edu/.

Assistance Available from Federal, State, Local, and Institutional Programs

Financial aid available at UConn Health includes:

  • Scholarships
  • Grants
  • Loans

Students must follow these steps to apply for financial aid and must meet certain eligibility requirements to be eligible for aid at UConn Health.

Federal Student Financial Aid Penalties for Drug Law Violations

A student, who had a drug offense for selling or possessing illegal drugs that led to a conviction under federal or state law and occurred while the student was enrolled in school and receiving Title IV aid, is not eligible for additional Title IV funds. Title IV funds include Federal Student Loans, Federal Pell Grant, Federal Supplemental Education Opportunity Grant and Federal Work-Study. A borrower’s eligibility is based on the student’s self-certification on the Free Application for Federal Student Aid (FAFSA). Convictions that are reversed, set aside or removed from the student’s record, or a determination arising from a juvenile court proceeding do not affect eligibility and do not need to be reported by the student.If convicted of an offense involving:

Possession of a Controlled Substance Ineligibility Period
First Offense 1 year
Second Offense 2 years
Third Offense Indefinite
Sale of a Controlled Substance Ineligibility Period
First Offense 2 years
Second Offense Indefinite

A student whose eligibility has been suspended based on a conviction for possession or sale of a controlled substance may resume eligibility before the end of the ineligibility period if the student satisfactorily completes an acceptable drug rehabilitation program. An acceptable drug rehabilitation program must:

  • Have TWO unannounced drug tests AND it must either:
  • Be qualified to receive funds from a federal, state or local government agency or program, or from a state or federally licensed insurance company, or
  • Be administered or recognized by a federal, state or local government agency or court, or by a state or federally licensed hospital, health clinic, or medical doctor.

Student Loan Information

Initial Loan Counseling for Student Borrowers
Prior to first disbursement, all first time Federal Stafford and Federal Graduate PLUS Loan borrowers must complete Entrance Counseling at www.studentloans.gov. Information is available on the following:

  • the effect of the loan on eligibility of the borrower for other forms of aid
  • an explanation of the use of the Master Promissory Note (MPN)
  • the seriousness and importance of the students’ repayment obligation
  • information on the accrual and capitalization of interest
  • borrowers of unsubsidized loans have the option of paying interest while in school
  • definition of half-time enrollment and the consequences of not maintaining half-time enrollment
  • importance of contacting appropriate offices if student withdraws prior to completion of program of study
  • sample monthly payment amounts
  • the obligation of the borrower to repay the full amount of the loan regardless of whether the borrower completes the program or completes within the regular time for completion, is unable to obtain employment upon completion, or is otherwise dissatisfied with or does not receive the educational or other services the borrower purchased from the school
  • consequences of default
  • information about the National Student Loan Data System (NSLDS) and how the borrower can access the borrower’s records
  • name and contact information for the individual the borrower may contact with questions about the borrower’s rights and responsibilities or the terms and conditions of the loan

Exit Counseling for Student Borrowers
Shortly before the student borrower of a Federal Stafford or Federal Graduate PLUS, or ceases at least half-time study, he/she is required to complete Exit Counseling. The exit counseling sessions include information on the following:

  • average anticipated monthly repayment amount
  • repayment plan options
  • options to prepay or pay on shorter schedule
  • debt management strategies
  • use of the Master Promissory Note (MPN)
  • the seriousness and importance of student’s repayment obligation
  • terms and conditions for forgiveness or cancellation
  • copy of information provided by the Department of Education
  • terms and conditions for deferment or forbearance
  • consequences of default
  • options and consequences of loan consolidation
  • tax benefits available to borrowers
  • the obligation of the borrower to repay the full amount of the loan regardless of whether the borrower completes the program or completes within the regular time for completion, is unable to obtain employment upon completion, or is otherwise dissatisfied with or does not receive the educational or other services the borrower purchased from the school
  • information about the National Student Loan Data System (NSLDS).

Exit Counseling can be accessed at Studentloans.gov.

Institutional Code of Conduct for Educational Loans
View the complete text of the Financial Aid Code of Conduct.

Preferred Lender Lists and Arrangements
A list of our Suggested Lenders for Private Student (Alternative) Loans may be accessed on our website. Details about how the lenders on the University’s list of Suggested Lenders were chosen are also available on the same page.